Acura RLX Car Insurance Rates

The Acura RLX 2017 is priced at $54,450. Annual insurance rates average $1,824, leading to a cost-to-base automobile price ratio of 3.3% per annum. Sort automotive insurance providers by state to obtain a quotation.

Acura RLX car insurance rates

Acura RLX Car Insurance Review - Acura Logo

A 2017 Acura RLX costs around $152 per month – or $1,824 per year. It is about $500 more than the national average of $1,318 but below the average of $1,962 and $2,013 in California and Montana. For example, you can expect to pay about $983 every year if you live in New Hampshire. Your location and a number of other factors significantly affect your insurance payment, which is why it is important to shop around when you insure your Acura RLX.

How to Compare Acura RLX Insurance

It may be tough to get the best car insurance policy for the Acura RLX; many providers appear to have a comparable policy and coverage that makes it difficult to narrow down your options. While cost may seem the most important problem, there are a lot more to consider when buying.

  • Price. You may evaluate similar plans and pick a price-based provider once you have determined the amount of coverage you desire.
  • Deductible. Your deductible might impact the cost of your automobile insurance. Make sure you pick a budget amount.
  • Minimum coverage. Each state has its own set of standards for statutory minimum coverage. Make sure these minimal minimums are satisfied above everything.
  • Additional coverage. Check to see if your favorite provider offers any more coverage options. Protection against personal harm, roadside support and other options may be provided.
  • Extras. Select a provider that supplies the extras you need. Tire and rim coverage, accidents or a number of other extra features might all be included.
  • Restrictions. Always know any limitations or restrictions that your provider imposes to avoid scenarios that might lead to rejected claims.
  • Manufacturer offer or loyalty discount. Check to discover whether you pay more for the coverage your manufacturer may already offer.
  • Warranty. Check whether you pay extra for coverage already covered by your manufacturer’s warranty.

What factors affect car insurance rates for Acura RLX?

While your driving record, location, and other factors all affect your rates, the type of vehicle you insure is as critical. Several factors affect Acura RLX vehicle insurance rates:

  • Body type. Your car’s make and model may have a significant influence on your auto insurance costs. Insurance costs for sedans, such as the Acura RLX, are often lower than for SUVs.
  • Type of car. The Acura RLX is categorized as a premium sedan, which means that insurance will be more expensive than for a compact car like the Volkswagen Golf.
  • Theft. Sedans are one of the most often stolen vehicle types, which may factor into the calculation of your premiums.
  • Repairs. Because the RLX is manufactured in both the United States and abroad, service facilities and replacement components should be readily available. However, because it is a luxury vehicle, you may have to pay a premium for repairs to the body.
  • Safety ratings. The RLX is quite safe, which may result in lower insurance rates.
  • Engine type. In general, hybrid automobiles are more expensive to insure than conventional vehicles. If you choose for the tech package with an electric front motor, you may incur additional insurance costs.

How do trim packages and extra build options affect insurance cost?

When determining your prices, providers consider a range of factors. Several of these variables include the value of your automobile, the purpose for which you want to use it, and the vehicle’s safety features. The packages and accessories you choose can have an effect on the price, power, and safety of the vehicle, among other aspects. When acquiring a new Acura RLX, it’s important to consider how the vehicle’s construction options may affect your insurance prices.


  • Tech. This package contains an electric motor in the front, as well as AcuraLink and other amenities. Due to the fact that hybrid vehicles are generally more expensive to repair and hence insure, these qualities may result in an increase in insurance costs.
  • Elite. Front and rear parking sensors, auto-dimming side mirrors, and a surround camera system can all aid in vision enhancement, perhaps resulting in lower car insurance rates.


  • Alloy wheels. Upgrades to your wheels may be pricey and may increase your risk of theft. This addition may result in an increase in the cost of your vehicle insurance, but you should confirm this with your provider.
  • Wheel locks. Wheel locks significantly increase the difficulty for criminals to steal your wheels. Numerous insurance companies are aware of this and are willing to provide a discount for installing them.

Acura RLX money-saving safety features

If your Acura RLX comes equipped with these safety features, you may be eligible for a discount on car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device

Does the Acura RLX qualify for auto insurance discounts?

Depending on whatever carrier you choose, your vehicle may qualify for certain auto insurance discounts. However, the actual discounts you receive may vary depending on your area, provider, preferences, and other factors. The following are some instances that should apply to the Acura RLX:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Usage or low mileage discount
  • Emergency roadside assistance discount

How reliable is the Acura RLX?

While Acura is renowned for its dependability, the RLX looks to be lacking in this department. According to US News and J.D. Power, it earns a below-average 2.5/5 stars and is placed #9 in the premium large car category. Previous model years have somewhat higher ratings, but with an average of 3/5 stars between 2015 and 2017, there hasn’t been much progress.

According to J.D. Power, which maintains an up-to-date database of recalls based on industry news, about 20,000 Acura RLX vehicles have been recalled:

  • 2015. Around 10,000 vehicles were affected by an issue in which the Collision Mitigation Braking System (CMBS) abruptly applied the brakes under certain driving conditions.
  • 2014. Around 10,000 vehicles were recalled due to seat belts in the driver and front passenger failing to extend or retract properly in cold conditions.

There are few issues or complaints about the RLX, but 2014 looks to have the most. Suspension issues, a malfunctioning infotainment system, and poor fuel economy are all frequent concerns.

How safe is the Acura RLX?

Despite its low reliability rating, the RLX, like the majority of Acura vehicles, has outstanding safety ratings. J.D. Power and U.S. News give the 2018 Acura RLX a perfect 10 for safety. The Acura RLX received perfect scores in frontal, side, and rollover crash testing, earning it the IIHS’s top safety pick for 2018.

Acura RLX maintenance

Routine maintenance may extend the life of your vehicle. The Acura RLX’s oil change prices and mileage are as follows.

  • Every 5,000 miles or four months, oil changes should be performed.
  • A regular oil change for an Acura RLX costs around $80 at a technician’s shop and $100 at an Acura dealership.
  • The 2018 Acura RLX Hybrid averages 28 miles per gallon in the city and 29 on the highway.
  • The 2018 Acura RLX Elite achieves an average fuel economy of 23 miles per gallon, with 20 miles per gallon in the city and 29 miles per gallon on the highway.
  • While Acura recommends that customers maintain their cars at an authorized Acura dealer, your warranty will remain valid if you opt to service it elsewhere.
  • The 2018 Acura RLX comes standard with a four-year/50,000-mile basic warranty and a six-year/70,000-mile powertrain warranty. On the other side, Acura offers a number of extended warranty options..

Is an extended warranty worth it for the Acura RLX?

While Acura is well-known for its dependability, the RLX looks to lag behind prior generations. It comes standard with a four-year/50,000-mile basic warranty and a six-year/70,000-mile powertrain warranty, but you may want to consider purchasing one of the extended warranty options.

About the Acura RLX

Since 2013, the Acura RLX has been on the market. The 2017 Acura RLX is one of the top ten luxury large car models in America, according to U.S. News & World Report. The Acura RLX is renowned for its long list of standard safety features, reliability, and fuel efficiency.

The cost of insurance for an Acura RLX is influenced by the vehicle’s safety rating, theft rate, replacement cost, and overall susceptibility to damage. Insurance premiums vary according to a driver’s driving history and geography. Prior to purchasing an Acura RLX, obtain insurance quotes from many sources to ensure you pay the least amount feasible. Determine whether you qualify for insurance discounts.

Compare Acura competitors

Are you looking for an alternative? Discover what more Acura has to offer, or explore other manufactures to find a car that fits your needs.

Bottom line

In New York, auto insurance for a 2017 Acura RLX is around $500 more expensive than the national average. However, because insurance costs are affected by a multitude of factors, it is essential to weigh your options in order to estimate how much you will spend. The RLX is equipped with a variety of safety features that may qualify you for insurance discounts. Its perfect crash test results and exceptional safety ratings almost likely will help you save money on insurance, but you won’t know for certain until you receive a quote.

Acura Car Insurance Rates