Alfa Romeo Stelvio Car Insurance Rates

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The new Alfa Romeo Stelvio debuted in US dealerships this year. Made in Italy, the SUV, like the rest of the Italian brand’s portfolio, is a premium vehicle. Alfa Romeo Stelvio car insurance costs on average $2,364 per year, or $197 per month. This is far more than the national average of $1,300 per year, although this is unsurprising.

Alfa Romeo is a luxury brand, and as such, you should expect to pay a premium for insurance that matches the sticker price. To obtain a quotation, sort auto insurance firms according to your state.

How do I compare insurance for the Alfa Romeo Stelvio?

Alfa Romeo Stelvio Car Insurance Rates - Alfa Romeo Logo

Your premium is determined by your insurer, your driving history, the area in which you reside, and the manner in which you drive. Providers place a premium on factors such as mileage and engine power.

These elements all have an effect on the insurance rate for Alfa Romeo Stelvio.

  • Body type. The vehicle is a five-door crossover SUV with a rear hatch. It is classified as a compact luxury SUV and comes in all-wheel drive or rear-wheel drive configurations. With these specifications, it is often less costly to insure than a sports vehicle, but more expensive than a standard sedan.
  • Fuel. The vehicle is equipped with a turbocharged engine and operates on premium gas. It is available with two engine sizes: 2.0L and 2.9L. You’ll pay a greater insurance premium to insure a vehicle with a more powerful engine.
  • Theft rates. Alfa Romeo automobiles, in general, have a low theft rate. When insurers are unconcerned about your vehicle being stolen, they will not increase your premium.
  • Maintenance. Due to the car’s assembly in Italy, components replacement and repair may be costly. Alfa Romeo, on the other hand, offers a basic warranty package for repairs and maintenance.
  • Coverage. Because the Stelvio is a premium vehicle, you need to get additional coverage.
  • Insurer options. While the Stelvio is a high-performance vehicle, it is neither a sports car, antique, or exotic vehicle, thus getting insurance should be straightforward.
  • Warranty. Alfa Romeo provides a four-year or 50,000-mile standard warranty for the Stelvio. This includes 24-hour towing assistance and one year or 10,000 miles of free servicing. Examine the fine language of your warranty to avoid accidental insurance coverage duplication.
  • Manufacturer offers a unique discount. Alfa Romeo is now leasing the 2019 Stelvio RWD for $409 per month with low mileage for 24 months. At lease signing, the total amount required is $4,428, which includes the down payment and the first month’s payment. Speak with your local dealer to determine your eligibility.

Does the Alfa Romeo Stelvio qualify for discounts?

Yes. Discounts vary by provider, but you can often save between 5% and 30% by outfitting your vehicle with advanced safety systems. You may qualify for these incentives if you purchase an Alfa Romeo Stelvio.

  • Anti-theft discount.
  • Automatic wipers and wiper discount.
  • Passive restraint discount.

How reliable is the Alfa Romeo Stelvio?

Prior to getting behind the wheel, you want to be certain that your vehicle is not only safe and dependable but also lives up to the manufacturer’s claims.

  • Safety. The National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety have not conducted crash tests on the Stelvio (IIHS). Given that it is a premium vehicle that was only recently introduced in the United States, this is not surprising. Edmunds stated that the Stelvio’s brake pedal is “excessively touchy.”
  • Reliability. In the premium small SUVs category, US News placed Stelvio as #10. The automobile scored 8 out of 10 due to its performance, power, agility, design and a broad list of standard equipment, however the quality of the cab was below average.
  • Recalls. So far, 2019 Stelvio had no recalls and there were no customer complaints. Four recalls were nonetheless made for the 2018 model. These include problems with windshield washing machines, lighting, braking performance and “corrosion on the connections,” which will cause the trunk to open.

Bottom line

The Stelvio is the cheapest to insure, but the prices reflect its reputation as an Alfa Romeo luxury car. The SUV comes with a basic four-year warranty and safety features, allowing insurance costs to be reduced.

Pay attention to comparing insurance providers to choose a coverage that best matches your needs.

For additional car insurance review, check out our review of Mazda CX-5 Insurance Rates.