Audi A8 Car Insurance Rates

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The Audi A8 car insurance rates, in our calculations, $191 a month or $2,292 a year. This is around $1000 higher, but not necessarily the price, than the national average of $1318. The cost of insurance cars varies according to a range of variables including history, cars, areas, etc.

How to compare insurance for the Audi A8

The right car insurance might save lives in case of an accident. However, if your car crashes, great coverage may save you time and money, it can be costly and difficult to get. This requires appropriate automotive and budget insurance. Many aspects should be taken into account when comparing automobile insurance for an Audi A8.

Audi A8 Car Insurance Rates - Audi Logo
  • Price. Prices may vary across carriers, including for insurance with similar coverage. Create a template example insurance for the comparison of prices between different insurers.
  • Deductible. Depending on the source, your monthly premium costs might be altered. Choose your budget value and you won’t break a bank if you need to make a claim.
  • Minimum coverage. Except New Hampshire and Virginia, every State has a mandatory minimum coverage. Make sure this amount is met before you get insurance and go on the road.
  • Additional coverage. Not all of you give the exact covering you need. Check out expanded coverage alternatives while purchasing in order to meet all requirements.
  • Extras. Some provide extras like accident remission and vanishing deductibles. Before buying, be sure that your sample policy is a priority for you.
  • Restrictions. Some carriers may place limitations on your vehicle’s location or use. Please clarify with your provider in order to prevent coverage deficiencies or denied claims.
  • Manufacturer offer or loyalty discount. Some firms are supplied with partnerships with insurance carriers. Audi should provide special discounts or loyalty programmed.
  • Warranty. Find out what is covered or extended warranty for your manufacturer to avoid paying overlap.

What factors affect car insurance rates for Audi A8?

Every car is different; volunteer rates and maintenance fees vary between brands and models, with some automobiles more aggressive than others. Insurance carriers base rates on a number of variables, including the risk of claims reimbursement. This affects your automobile type, body design, security and many other aspects directly. For the Audi A8 this is the weight:

  • Body type. For everyday use and other informal reasons, the A8 is a four-door coupe. There is less risk of an accident than usual, as it is not likely to be driven off road or at high speeds.
  • Type of car. The A8 classification as a premium automobile might increase the cost of auto insurance since it could make, repair or replace its properties more affordable.
  • Theft. While the A8 may not always represent a regular theft objective, the sedans generally do. This may be explained by higher auto insurance rates.
  • Repairs. The Audi A8 should not find parts and servicing too difficult to locate. However, luxury automobiles are sometimes more expensive to fix so that they can travel everywhere.
  • Safety ratings. Audi vehicles are known for safety and high crash test scores. This and the A8 may provide a cheaper vehicle insurance cost with their different safety features.

How do trim packages and extra build options affect insurance cost?

Insurance companies decide your rate according to a number of variables, many of which include performance of the vehicle. The way you use your A8 may affect trimming, packaging and other variables that may affect your insurance prices through different building alternatives. In comparison to the Audi A8 3.0 TFSI basic for 2018, trim and options might have an influence on insurance prices.


  • 4.0 TFSI Quattro. The 4.0 Quattro motor offers more than 100 hours of power and wheel drive. While AWD might boost management, increasing costs can lead to substantial increases in power.
  • The Audi A8 L is the A8 version which, with a longer wheel and a larger engine, is much more opulent and standard. Although upgraded technology might help drivers become more aware and visible, higher engine and price tags will likely boost auto insurance costs.

Packages and options

  • Driver assistance package. This package offers several features, such as cruise control, lane assistance and more, that increase eyesight. It might help decrease your vehicle’s insurance premium.
  • LED Headlights & high beam assistant. It contains several features, such as cruise control, lane assistance and others, which improve eyesight. It might help decrease your auto insurance rate.
  • Night vision assistant. The assistance package for night vision is complemented with a thermal imaging gadget providing pictures of objects surrounding it which are difficult to see differently. Improved visibility might lead to lower pricing.
  • Sport package. This package contains a sport, wheel and pneumatic, dynamic steering and more. You can save on vehicle insurance and improved handling.
  • Sound system. Although this package does not affect the performance of the A8, the price tag and the expensive technology can make auto insurance more expensive.

Audi A8 money-saving safety features

You may save money in vehicle insurance on your Audi A8 if fitted with these safety measures.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights

Does the Audi A8 qualify for auto insurance discounts?

Depending on the company you pick, your vehicle might claim unique automotive discounts. However, the region, provider, alternatives and other conditions may differ in your precise reimbursements. The following should apply to the Audi A8:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi A8?

According to American News and J.D. Power, the 2018 Audi A8 has a reliability of above 3.5/5 ratings. It’s better, but not remarkable, than most of his automobiles. Although basic maintenance is typically cheap, significant repairs might be pricey for this car.

The Audi A8, first released in 1994, allowed Audi to enhance and resolve any faults for a large amount of time. Even if problems with prior models have occurred, there are very few recalls of modern A8 versions.

  • 2014: Audi recalled a relatively limited number of A8 and S8 vehicles at the end of 2013 due to roofing concerns.
  • 2013: In the case of coolants entering the engine control module causing a failure or power loss, around 10,000 units were recorded for the Audi A8 Quattro 2013.
  • 2010-2012: Audi A8 vehicles from 2010-, 2011- and 2012 were also affected by the coolant leaking problem.

While built almost 20 years ago, relatively few regular complaints were filed against the Audi A8. The A8 2015 has the most complaints and is the worst of all models due to the expense of maintenance and the average kilometer when problems occur. The biggest complaint with the 2015 model concerns the interior, which can vibrate and rattle certain owners when riding and braking.

Audi A8 maintenance

The Audi A8 is a luxury automobile designed to provide an easy and comfortable journey. Although it doesn’t require too much work to maintain a typical service schedule, it can last longer. These are the expectations with regard to oil changes, mileage and other maintenance.

  • Audi recommended an oil change every 10,000 miles or 12 months, whatever happens first. Oil changes might cost between $100 and $200 depending on where you get done. Dealers generally charge extra so that they can save it in a private repair company.
  • The 2017 Audi service plan requires the A8 to be equipped with 10,000 miles and every 20,000 kilometers. Standard maintenance should be carried out following the first 20,000 miles and every 20,000 miles after the first service plan.
  • The 2017 Audi A1 is 3,0 TFSI with an average of 22 km/gallon of 19 miles in town and 29 on the interstate.
  • On average, the 2017 carries the Audi A8 4.0 TFSI Quattro, 16 in the city and 26 on the road, 19 kilometers per gallon.
  • Audi wants owners to bring their A8 into a shop, but they won’t give up their warranty if you bring them elsewhere. However, you should take your automobile to a certified repair facility by Audi if it is part of the recall.
  • A 4-year/50,000 kilometer warranty and four year 24/7 road support are included with the Audi A8 2017.

Is an extended warranty worth it for the Audi A8?

The Audi A8 has a basic 4-year warranty of 50 000 miles covering major parts and maintenance. However, for further consideration, you may be interested in additional coverage by buying the Audi Certified Plus Limited guarantee. It takes two more years when your original warranty expires for the manufacturer (or up to 50,000 additional miles, to a maximum of 100,000 in total). The A8 is usually a reliable automobile and is generally not aggressively driven. If you decide to sell it in future, a wide-ranging warranty may give you additional safety or may improve the market value of your car.

How safe is the Audi A8?

However, modern A8 vehicles have not yet been assessed by the IIHS, NHTSA or other important safety groups. However, Audi cars are usually very safe and the A8 includes a number of safety and driver comfort systems.

About the Audi A8

The Audi A8 arrived in 1994 for the first time. This is the first car with an aluminum chassis to enter the mass car market. The 2017 model has not been inspected by the National Highway Safety Authority or the Highway Safety Institute.

Insurance companies determine insurance premiums for the Audi A8 on basis of security ratings, theft rates, replacement prices and overall susceptibility to harm. Prices of insurance might vary with your driving history and geography. Receive quotes from several insurers if you are considering an Audi A8 before undertaking to locate the lowest possible cost. Find out if you are qualified for insurance discounts.

Compare Audi competitors

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Bottom line

The Audi A8 is one of Audi’s luxury and most functional. Its design provides comfort and security, regardless of distance, for every trip. Usually used as a day driver or passenger with fewer risks than sports vehicles or off-road cars. However, the price tag and designation as a luxury sedan might lead to higher car insurance premiums. Your true rates may vary based on the conditions, though, therefore your coverage decisions must be assessed.

Check out our review of Acura Insurance Rates and see their differences.