Audi Q5 Car Insurance Rates

A total of $138 per year will be charged the typical monthly for the Audi Q5 car insurance rates. A car 2017 starts at $40,900 and is one of the cheapest premium cars to insure, particularly in comparison to Mercedes-Benz and BMW. The annual cost-to-base car insurance ratio is 4.0 percent, corresponding to the national average with an annual insurance premium of $1.656.

What factors affect car insurance rates for Audi Q5?

Audi Q5 Car Insurance Rates - Audi Logo

Your rates are set by suppliers according to a range of variables, including the risk of an accident, claim making, and the cost of claim payment. That is why your location, driving history and a range of other factors directly affect your insurance price. Although these personal features all influence the cost of automobile insurance, your car itself has a major impact. Here is the comparison of the Audi Q5 and how its properties might influence the insurance premium of your other automobiles.

  • Body type. The Q5 is an SUV crossover, an accident-friendly body type. This might lead to decreased insurance rates in comparison to sedans or sports cars.
  • Type of car. Audi is known for manufacturing luxury cars and the Q5 is no exception. Its luxury vehicle classification might lead to rates being higher.
  • Theft. SUVs and crossovers are robbed far less often than sedans, which may explain why rates are often less expensive.
  • Repairs. Although Audi automobiles are produced overseas, maintaining the Q5 shouldn’t be much more costly than repairing other SUVs in their class. Parts and repair companies may readily be accessed that might help to reduce insurance premiums for vehicles.
  • Safety ratings. The Q5 has outstanding safety ratings like many other Audi vehicles, which may assist you save insurance money.

How do trim packages and extra build options affect insurance cost?

As you know, your car has a major influence on the costs of your automobile insurance. Your rate is based on a number of vehicle parameters like power, scheduled use, safety characteristics and more, estimated by suppliers.

However, as most modern vehicles are constructed to satisfy driver needs, some decisions might impact the performance of the vehicle. Your supplier may need to change your pricing, to reflect its functionality, according to the trims and extras of your Audi Q5. This is how various trimmings, packages and extras may impact your insurance rates based on the “comfort” standard package.


  • Progressive. The package Progressive contains a sensor input, a cruise control, parking sensors at the front and the back, and other features. Increased visibility can help avoid accidents and so reduce your rate for insurance.
  • Technik. This package contains all of the features of Progressive, better illumination, Audi Connect and several more luxuries. If visibility and security are increased, premiums might be reduced.

Packages and options

  • Driver Assistance Package. A reduced premium of insurance may be achieved by including adaptive cruise control, traffic marker recognition and other driver assistance technologies.
  • Upgraded suspension. You may increase handling by selecting one suspension package and hence save money on car insurance.
  • Trailer hitch. Towing items may impose extra strain on your automobile or increase the probability of damage, resulting in more expenses for insurance.
  • Front and rear side airbags. This security aspect can help avoid damage and injury in the event of an accident, which can also help to decrease your insurance costs.
  • Wheel locks. Wheel locks considerably decrease the chance of stolen wheels. Providers know about this, and if you have it installed, they may offer you a discount.

Audi Q5 money-saving safety features

You may save money on vehicle insurance if your Audi Q5 has specific safety features.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear backup sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi Q5 qualify for auto insurance discounts?

Your vehicle may have certain auto insurance savings, depending on the insurer you choose. However, the real savings might vary depending on your location, supplier, choices, and other circumstances. Some examples to apply to the Audi Q5 are as follows:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi Q5?

Since 2008, the Audi Q5 has been on the market. The 2018 Audi Q5 is the best luxury compact SUV, according to U.S. News & World Report. With a new base motor, driver help features and a new entertainment system, the newest model was entirely revised. The 2017 model was designated the Top Security Pick+ by the highway insurance institute.

According to US News and J.D. Power, the 2018 Audi Q5 is 3/5 star dependable, which is about the average for comparable cars in its class. Nevertheless, it is considered the finest luxury small SUV and the best luxury compact SUV for families in 2018.

How safe is the Audi Q5?

The Audi Q5 of 2017 was designated in 2017 the IIHS Top Security Pick for mid-size premium SUVs. In almost every area, the IIHS awards the car almost flawless ratings and says it includes an innovative system for the prevention of frontal collisions. It also has a US News and J.D. Powers safety rating of 9.7/10 and an NHTSA 5/5 star overall rating.

Audi Q5 maintenance

The Q5 was designed for comfort and ease, like many previous Audi vehicles. The 2018 model was voted the finest luxury compact SUV for families because of its reliability and cheap maintenance. That so, every vehicle requires regular maintenance to ensure efficiency and trustworthiness. Here are the expectations of the Audi Q5 about oil change, kilometers and maintenance required.

  • Every 10 000 miles or twelve months, Audi advises replacing the oil whatever happens. An oil change may go from $100 to $200 depending on how long it takes to fix the oil and the filter.
  • The 2017 Audi maintenance plan requires your Q5 to be serviced every 10,000 miles and subsequently every 20,000 miles. After the first 20,000 miles and then every 20,000 miles after that standard maintenance should be conducted.
  • The 2018 Audi Q5 2.0 achieves an average of 25 miles per gallon, 23 in town and 27 on the state highway.
  • Audi advises customers to bring their Q5 to a repair shop, although your warranty will not be canceled if it does. You should bring your automobile to a licensed Audi dealer for repairs if it has a recall.
  • A four-year 50 000-mile guarantee and four-year, 24-hour route assistance service are the foundation for the 2017 Audi Q5.

Is an extended warranty worth it for the Audi Q5?

The basic Audi Q5 comes with an Audi Certified Plus Limited guarantee with a four-year 50 000-miles warranty, which may be extended to suit you. When purchased, this extended guarantee covers your car up to a maximum of 100,000 for an extra two years or up to 50,000 miles. Although the regular fabricator warranty is very comprehensive, you can also improve your car’s market value by buying an extended warranty and make sure that your vehicle is protected.

Compare Audi competitors

Which model to buy is still undecided? Look at other Audi models or other manufacturers’ equivalent cars.

Bottom line

The Audi Q5 is a great family car with a variety of safety features and basic driver assistance. Due to its design, safety ratings and available options, it is one of the biggest cars in its class. Insurance is just slightly more than the national average, however, if you select proper construction options and providers you may qualify for auto insurance savings. However, the greatest way to save money is by assessing your choices and selecting a plan that matches your demands.

You may check our review of BMW Insurance Rates.