BMW Alpina XB7 Car Insurance Rates

The BMW XB7 is designed to be an insurance expensive SUV. Alpina XB7’s average cost will surpass the BMW of US$ 187 a month or US$ 2234 per year — almost US$ 900 higher than the average national cost. The annual car insurance cost-to-base ratio can be just 1.5% below the national average of 4% with $142,695 forecast, if your insurance premium is equal to the average BMW.

How do I compare insurance for the BMW XB7?

BMW Alpina XB7 Car Insurance Rates - BMW Logo

High levels of efficiency and expected luxury interior are the fast, stronger version of the BMW X7. Take into account the following aspects while comparing XB7 insurance:

  • Body type. The XB7 is a large luxury SUV which may cause severe damage.
  • Fuel. Although the MPG statistics for this SUV are not presently accessible, a 4.4 liter V-8 twin turbo engine should be provided, which might imply that the fuel efficiency is the priority given by Alpina.
  • Theft rates. The comparable 2019 BMW X7 achieved a higher safety rate, which requires great safety features and a relay attack on the keyless input system of a car. No published thief data is available as a new model.
  • Maintenance. BMW Alpina parts are usually imported and kept at somewhat expensive prices.
  • Coverage. The XB7 might require supplementary coverage, including uninsured/underinsured engine cover, gaps coverage and costly repairs, as with any luxury cars.
  • Insurer options. The luxury insurance coverage you require may restrict your alternatives.
  • Warranty. The 4 year standard 50,000-mile guarantee from BMW comes with the Alpina XB7 which provides limitless 12-year corrosion coverage. The warranty spans four years with kilometers of 24-hour support.

Does the Alpina XB7 qualify for discounts?

Until the SUV is available, the full range of XB7 discounts will not be reachable but will be equally saved with:

  • Anti Lock brakes
  • Antitheft system
  • Front-impact airbags
  • Side-impact airbags
  • Knee airbags
  • Overhead airbags
  • Pretensioners
  • Stability control

Why is insurance so expensive for the BMW XB7?

Even high insurance rates for BMW X7 are projected to exceed XB7, but not without cause. The XB7 comes with a considerably high sticker price, which suggests the high substitution of insurance. A BMW tuned in the Alps is always a higher model variant, meaning faster speeds, stronger engines and a heightened road hazard.

How reliable is the BMW Alpina XB7?

Without actual facts to draw from this model, you might seek for the BMW X7 equivalent to security and reliability metrics.

  • Safety. However, the BMW X5 was a high-security IIHS pick in 2020. This car was not yet tested.
  • Reliability. Alpina vehicle drivers are still quite trustworthy on previous car models, but due to the high performance standards and specific skills necessary for Alpina tuned cars.
  • Recalls. Although earlier BMW SUVs have had warnings, the NHTSA does not recall Alpina vehicles for the last 5 years.

Bottom line

The Alpina XB7’s luxury features and high-performance powertrain makes shopping at the best car insurance costs possible. And, before looking for identical car models, try to guarantee that you get the highest price.

Check out our review of Audi Q8 Car Insurance Rates for one more car insurance review.