Ford F-150 Car Insurance Rates

The Ford F-150 debuted in 1947 and is now the world’s leading vehicle and is often considered the largest all-around truck on the market. The prices start at less than 30 thousand dollars. It can rapidly exceed $60,000, depending on your model and construction options.

The Ford F-150 auto insurance premium indicates an average of over $500 per month above $1,318, or around $1,884 per year per the national average, at $157 per month. Your true expenses may be different, as the car insurance price is affected by certain drivers, regions, and vehicle-specific factors.

How to compare insurance for the Ford F-150

Ford F-150 Car Insurance Rates - Ford Logo

The Ford F-150 is the largest all-around truck on the market, launched in 1947, which is now available in the US. The cost begins at less than $30,000. Depending on your model and building options, it might quickly reach $60,000.

The Ford F-150 insurance cost means $157 per month or $1,884 per year for roughly $500 on average, compared with $1,318 per year. Your real expenditures may vary because a wide range of driver, region, and automobile characteristics impact the prices of auto insurance.

  • Price. Each supplier claims the best price, which is unnecessary because coverage may differ between policies. Use the same vehicle and driver data to compare rates with the same coverage when obtaining a quotation.
  • Deductible. Each supplier guarantees the best cost that is not always accurate because the coverage may differ between policies. Use the same vehicle and driver information when obtaining a quote to compare rates with the same coverage.
  • Minimum coverage. Each country has different minimal criteria of coverage. Make sure the minimum standards of your State are achieved before you commit to insurance.
  • Additional coverage. Some providers include further coverage options, such as insurance against medical expenditures or protection for personal harm. Be sure that while receiving estimates, you have any options you desire.
  • Extras. See what features and extra choices your insurance includes. Accident forgiveness and disappearance allowance are two of the many options.
  • Restrictions. Find out whether there are any limitations on your coverage or denied claims.
  • Manufacturer offers or loyalty discounts. Ask your dealer whether you have the authority to give incentives or loyalty systems for your factory.
  • Warranty. Find out the coverage or extended warranty of your manufacturer to prevent overlap.

What factors affect car insurance rates for Ford F-150?

The vehicle you drive has a far bigger role to play, while drivers and places might affect your accident risk. And because insurance companies compute your prices based on the opportunity and cost of filing claims, your product and model choice will have a direct influence on the cover price. Here the Ford F-150 will act:

  • Body type. The F-150 is a four-door rock-solid collector which stands strong in the event of an accident. This might lower the cost of coverage.
  • Type of car. Collectors are usually intended for cargo, towing, off-road and vehicles. This usually leads to higher insurance prices.
  • Theft. The Ford F-series is some of the commonly stolen automobiles which might make it more insurance-prone.
  • Repairs. Although repairs should be cheap, pickups are generally used frequently and may require more regular maintenance which can lead to higher insurance rates.
  • Safety ratings. The F-150 offers good protection and is solidly designed to protect passengers in a collision. Coverage costs might be decreased.
  • Fuel type. The F-150 is for both gas and diesel, although the gas model is cheaper to insure.
  • Trim & packages. Choosing embellishments or enhanced power packages might lead to more expensive insurance. However, rates might be reduced if safety or visibility improvements are provided with features.

Ford F-150 money-saving safety features

You may save money on the Ford F-150 automotive insurance if it comes with these security features.

  • Airbags
  • Anti-lock brakes
  • Anti-theft device
  • Parking sensors
  • Surround view camera system
  • Daytime running lights
  • Electronic stability control
  • Seatbelt pretensioners
  • Rear backup sensors
  • Lane-departure warning systems
  • Adaptive cruise control

Does the Ford F-150 qualify for auto insurance discounts?

Your automobile may be qualified for many auto-insurance reductions depending on the supplier you choose. However, real reductions might vary according to the area, service provider, choice, and other aspects. Some of the Ford F-150 is here: Following is the following:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Ford F-150 safety & reliability ratings

According to U.S. News and J.D. Power, the 2018 Ford F-150 includes a 9.8/10 for safety. This grade has a safety score of NHTSA of 5 / 5 stars and the best values for each IIHS class are supported.

U.S. News and the rating of J.D. Power are on the Ford F-150 2018. However, depending on your model selection, and how you drive it, your experience may differ.

Ford F-150 maintenance

The F-150 is a heavy goods vehicle that almost anything is supposed to handle. The F-150 is a very reliable vehicle and requires minimal maintenance, because it is often used as a work truck, to keep it on the roads. However, a standard maintenance schedule is essential because it might be more suitable for usage than other cars. What is expected in this case:

  • While Ford is a contemporary F-150, the Intelligent Oil Lifestyle Monitor generally suggests ice changes every 5000–10,000 miles. In other words, in automobiles under heavy use, oil should have changed more frequently.
  • Oil changes should cost between $100 and $200 however your price may vary based on where the service you receive.
  • See your owners’ manual for more information on the Ford F-150.

Is an extended warranty worth it for the Ford F-150?

The F-150 has a normal 3/36,500 kilometers, and a guarantee of a 5-year 60,000 miles drive. Also included for new vehicles are five years/60,000 miles of corrosion protection and roadside support.

For a lot of extended services plans Ford has the same purpose as an extended guarantee. Protection depends on your selected plan, however, all options cover the expense of unanticipated repairs. It includes replacement OEM parts, trained Ford service experts, round-the-clock assistance, and car rental fees. Two maintenance plans are offered by Ford to the suggested and scheduled servicing.

About the Ford F-150

In order to avoid specific pollution limitations in 1975, the Ford F-150 was created. The Ford F-150 is the Ford F-most Series’s popular car. The pick-up vehicle has a powerful turbocharged engine, spacious seats, and a flexible capacity. The Ford F-150 is the greatest complete half-ton truck, according to In 2016, the US generated more than 820,000 sales.

Bottom line

The F-150, built to be a robust yet comfortable all-around pickup, is currently the country’s best-selling vehicle. You should not find it difficult to cover the F-150 with various safety measures and crash tests. Search for insurance for the largest deal for you.

Visit our review of Chevrolet Silverado Insurance Rates for another car insurance review.