Jaguar XJ Car Insurance Rates


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If an Jaguar XJ is owned, the premiums for insurance may increase. The highest sticker price, high robbery, and poor reliability for the premium car. Only due to its extensive safety features can the XJ qualify for discounts.

This car costs an average of $158/month or $1,896/year. The average national rate is $470 higher than $1,426 a year.

How do I compare insurance for the XJ?

Jaguar XJ Car Insurance Rates - Jaguar Logo

The Jaguar XJ is a bigger luxury automobile with high beginning prices, which might lead to higher premiums for insurance. Other comparative points include:

  • Body type. The XJ is a luxury sedan in a variety of shades. The car’s weight for a sedan is higher, which might boost your premium. In the case of an accident, heavier automobiles are believed to do more damage.
  • Price tag. The sedan’s pricing for a sedan is expensive yet modest for a luxury car. A ticket starts at approx. MSRP $76,000.
  • Theft. XJ’s have a high rate of robbery, with dozens of robberies in all trim levels. Consider buying a complete coverage to combat its increasing robbery rates.
  • Fuel. In the city and on the motorway there is a little fuel efficiency of 18 mpg.
  • Maintenance. The free maintenance package includes all new Jaguar XJ cars.
  • Coverage. Consider larger maximum limits and additional coverage to protect yourself from repairs after an accident. This includes coverage for credit-to-lease gap, accidents and uninsured or underinsured motorists.
  • Warranty. This car comes with a limited guarantee of 5 or 60,000 miles, including periodic maintenance and support for the roadside.

Does the Jaguar XJ qualify for discounts?

This car has numerous safety characteristics that allow you to qualify for reduced insurance:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Child safety locks
  • Electronic stability control
  • Driveline traction control
  • InControl Protect Emergency SOS
  • Parking sensors
  • Rear collision warning
  • Low tire pressure warning
  • Blind spot sensor
  • Back-up camera

How reliable is the Jaguar XJ?

Due to the absence of crash tests, low ratings, and many remedies, the XJ offers a low reliability rating.

  • Safety. The NHTSA did not rate the XJ as an accident test. This is because both the safety group and many other Jaguar models have not yet officially rated this car.
  • Reliability. J.D. Power is estimated to be 2 out of 5 stars for this car.
  • Recalls. For the XJ, many reminders were sent. Some have included defective airbag calibration software, incorrectly shaped front wiper armaments, bad vehicle retention calibration software, rear wheel alignment difficulty, fluid leakage, drive belt issues, power steering and a battery-positive cable.

Bottom line

The costly Jaguar XJ is not the cheapest luxury automobile to insure, but it comes with several security actions that assist to balance high insurance prices and low trustworthiness.

For additional car insurance review, check out our review of BMW 7 Series Car Insurance Rates.