Kia Optima Car Insurance Rates

Kia’s are relatively expensive to buy, but insurance is more pricey. The cost of the Kia Optima car insurance is an average of $181 dollars or $2,172 dollars annually, each month. The cost of insurance is 9.8% compared to the national average of 4% of the base cost of the automobile.

About the Kia Optima

Kia Optima Car Insurance Rates - Kia Logo

Kia Optima has been around since 2000 and is now in its fourth generation. Their reasonable pricing, extensive interior and top-of-the-line components is recognized by medium-sized automobiles. The Optima is offered in a hybrid form. The Kia Optima has been the world’s top automotive expert for two years and is recognized as the best vehicle in the world.

Kia Optima money-saving safety features

You may save money on vehicle insurance by equipping your Kia Optima with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system
  • Anti whiplash

How safe is the Kia Optima?

The Kia Optima was designated as a Top Security Pick Vehicle by the Institute for Highway Safety (IIHS). The IIHS assessed and gave all the crash tests an excellent rating that is the best possible. In overall safety, the NHTSA rated the Kia Optima 5 stars and earned the highest in all crash tests.

The Kia Optima ranks 18 in 2012 in the top 20 of Forbes’s most stolen new vehicles. The number of thieves per 1000 units at Kia Optima is around 2,39.

How does the Kia Optima compare to other car models?

Kia Optima included our 360 most expensive vehicle models in terms of cost, right in the center of our list.

You may check out our review of Hyundai Sonata Insurance Rates.