Land Rover Defender Car Insurance Rates


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It’s now back and better than ever throughout the 23-year time the Land Rover Defender was missing from the US. The famous SUV wants to blend off-road ruggedness with eligibility in the road, but its worldwide release date is several years away.

The Land Rover Defender is slightly more expensive to insure as it is an off-road SUV. On average, a Defender is expected to have an average yearly insurance premium of $2,760. With a beginning price of $49,900, the insurance costs to base ratio is 5.5 per cent. At 4%, this is the same as the national mean, although the proportion can change depending on the various customization options for each model.

How do I compare insurance for the Defender?

Land Rover Defender Car Insurance Rates - Land Rover Logo

The Defender’s insurance costs are slightly higher due to its off-road capability. However, it would be cheaper to own SUVs, although SUVs usually cost more than trucks. Other variables impact the Defender’s accusations in addition to these criteria.

  • Body type. The Defender has created a small or medium SUV to off-road. Sedans and pickup cars can be insured at lower prices than sedans or pickup trucks, although SUVs generally benefit from reduced insurance rates. But, even if you’re not going off-road, off-road cars are more expensive.
  • Fuel. There were no official mpg statistics published at the time of writing, however the defender looks to be up to 28 mpg. Off-road cars would be even more expensive for competitors. The only inconvenience is that the cost of repair of electrical motors and battery components is higher and that.
  • Theft rates. Land Rovers represent around 6% of automobiles stolen in the US. Since no official rates are available on this Defender model for a few years, the rate drop is going to be quite severe.Land Rovers represent around 6% of automobiles stolen in the US. Since no official rates are available on this Defender model for a few years, the rate drop is going to be quite severe.
  • Maintenance. Land Rovers are one of the most expensive automobiles to maintain due to their constant maintenance and costly parts. Although the Defender’s Off-Road capabilities will not very much compensate for the rising insurance prices, they must improve their reliability.
  • Coverage. The base model starts at $49,900 but the customization choices make it the most protected car in its type and allow you to pick coverage of over $100,000. It offers restrictions on excessive liability besides collision and comprehensive coverage. Furthermore, check that the damage coverage limits for your uninsured motor property are sufficient.
  • Warranty. Land Rover has established a 4-year, 50,000-mile standard of guarantee on all its new cars and allows customers to increase their warranty for a further five years. You may defer buying an additional car insurance policy with this guarantee until your warranty has expired.
  • Manufacturer offer. Various special defender agreements are likely to be provided, including low APRs and cashback incentives. If you contact your local dealer, you can discover the best pricing.

Does the Land Rover Defender qualify for discounts?

In the case of Land Rover Defender, you will decide the details of any discounts to which you are qualified if you pick a certain model.

  • Passive restraint discount
  • Anti Lock brake discount
  • Airbag discount
  • Antitheft discount
  • Seatbelt pretensioners

How reliable is the Land Rover Defender?

  • The official ratings for the Defender will not be revealed until the car is on the market. 
  • Safety. The head engineer of Land Rover stated the business is trying to achieve a five-star rating of safety. The automobile is still not ready for the market, but we have all the processes set for this rating.
  • Reliability. For Land Rover, a car manufacturer, reliability is never a strong fit. The ratings for the 2020 Defender will be revealed some time prior.
  • Recalls. In the past, Land Rover has made a few recalls. Although the Defender is a recent model, your model might be subject to a reminder.

Bottom line

The 2014 Land Rover Defender will go on sale in the United States, a more competent version of the original. The estimated insurance rates are approximately an average, while the premium is below the national average for more expensive models.

When searching for an appropriate coverage for your new defender, consider several insurance companies.

For additional car insurance review, check out our review of Ford Bronco Car Insurance Rates.