Lexus LC Car Insurance Rates

The average cost for Lexus LC car insurance is around $204 a month, that is $2,448 a year, according to our survey. Your precise cost might vary according to your driving record, your amount of kilometers per year, your age, your sex and other variables.

How to compare insurance for the Lexus LC

Lexus LC Car Insurance Rates - Lexus Logo

In evaluating Lexus LC insurance alternatives, consider the following criteria:

  • Price. As Lexus LC is a luxury sports car, you may expect more than your national average for insurance. Be careful, though, about cutting insurance coverage corners. You could wind yourself with a huge charge if you need to fix and have only a restricted coverage.
  • Deductible. While your monthly premium can be reduced with a greater deduction, fixing your Lexus could in the future result in considerable out of pocket costs.
  • Coverage. Due to the high repair cost, luxury car owners often pick the lowest criteria for extra coverage. You might wish to add collision coverage if you live in a flood, storm or theft-prone zone to balance the high cost of Lexus LC repair and extensive coverage.
  • Manufacturer offers or other discounts. There are several methods in the Lexus LC that might save you money on your monthly insurance cost.

What factors affect car insurance for the Lexus LC?

Insurance costs can be more than for other sports cars such as the Lexus LC, as repairs can be expensive and as drivers of sports cars are viewed as being more likely to speed.

The luxury car features a standard security system, such as a back-up camera, a 10 airbag system and an anti-lock brake system that can qualify for a premium reduction.

The more luxury you add to your Lexus LC, the higher the value of the car – the more costly it is to insure.

Driver factors and insurance costs

In addition to your vehicle’s type and model, your insurance benefits may be impacted by your age, gender, area, credit scores and the history of an accident. In addition, designer sports car drivers such as the Lexus LC are often seen as a higher speed danger that may increase your prices.

Does the Lexus LC qualify for discounts?

In addition to qualifying for a new car discount, the Lexus LC contains a series of security features that can save you money on your monthly premium including:

  • Anti-lock brakes
  • Stability control
  • Emergency braking assist
  • Blind spot and lane departure warnings
  • Comprehensive airbag system
  • Seat belts with automatic pretensioners that engage in a collision
  • Ignition disable device when manufacturer’s key is not detected

Reliability and safety ratings for the Lexus LC

In terms of reliability, JD Power rates Lexus LC for 4 out of 5 which is not unexpected given that the majority of Lexus automobiles are in this area above average.

Official safety test from IIHS and NHTSA results are not yet available because of the recent Lexus LC launch. A variety of safety systems include basic stability controls, anti-lock brakes and automatic seatbelt systems on this sports car.

One reminder concerns Lexus LCs in 2018. Damage to the pulsation damper of the 2018 Lexus LC cars, which are equipped with a 5.0L V8 powered engine and two high pressure fuel pumps, may be incurred in one of the high-pressure pumps. This damage can lead to petrol leaks, which can lead to a fire.

The Lexus LC series maintenance

The Lexus LC achieves more fuel saving than most SUVs, lorries and transporters, particularly on motorways, as with many luxury sports cars. The average in the city is 26 mpg, while on the motorway it is 35 mpg.

Prime automobiles like Lexus LC may nonetheless be quite expensive to maintain:

  • An oil change for your Lexus LC could cost you around $110.
  • The average cost of replacing brake pads on a Lexus LC is around $180 per axle.

Bottom line

Due to the high purchase and servicing expenses of the car, a Lexus LC will probably cost a lot more than the national average. As a premium sports automobile, the risks of speed and accidents are also considered to be higher, leading to increased insurance rates. However, you can qualify for some discounts with the variety of standard safety features on the Lexus model.

Check out and compare it on our review of Jaguar F-Type Insurance Rates.