Rolls-Royce Cullinan Car Insurance Rates

The Cullinan‘s luxury status, size, and coverage needs make it a very expensive policy to insure. With a monthly payment of $979 and a yearly cost of $11,748, it’s over $8,000 more expensive than comparable luxury SUVs like the Maserati Levante.

Why is insurance so expensive for the Rolls-Royce Cullinan?

Rolls-Royce Cullinan Car Insurance Rates - Rolls-Royce Logo

For this reason, the insurance for a Rolls-Royce Cullinan is more expensive. A luxury heavy-duty vehicle might do more damage in a crash.

How do I compare insurance for the Cullinan?

Since it’s a heavy-duty SUV, the Cullinan’s pricing includes everything from specialty maintenance to extensive warranty options. To make up for the cost, you’ll receive a charged warranty plan that includes repairs and maintenance.

  • Body type. Even if this SUV adheres to the company’s premium class, the harsher environment it’s built in means an accident will do more harm.
  • Fuel. Other than that, it gets the same combined gas mileage as other high-end cars: 14 mpg.
  • Theft. Rolls-Royces are unknown to have robbery issues.
  • Maintenance. In spite of the fact that this SUV may be a well-liked body shape, other Rolls-Royce vehicles may demand the attention of expert mechanics and EU components.
  • Coverage. Consider luxury car insurance for the Cullinan, which includes agreed value coverage as well as higher limits. Uninsured or underinsured drivers and GAP insurance might help protect your investment even further.
  • Insurer options. If you drive a fancy car, your insurance premiums may go up if you select a high-end provider..
  • Warranty. Each Rolls-Royce comes with a four-year warranty, free maintenance, repairs, and roadside assistance.

Does the Rolls-Royce Cullinan qualify for discounts?

The Cullinan offers many safeguards to assist you lower the costs.

  • ABS brakes
  • Active cruise control
  • Airbags
  • Antitheft system
  • Collision warning
  • Cross-traffic warning
  • Four-camera parking monitor
  • Lane change assist
  • Lane departure warning
  • Pedestrian warning
  • Seatbelt pretensioners
  • Stability control

Why is insurance so high for the Rolls-Royce Cullinan?

The luxury and insurance costs for this SUV are rather expensive. The lofty frame, powerful engine, and European design all add up to a hefty price tag for this Rolls-Royce.

  • High MSRP. The Cullinan is the top-of-the-line luxury brand, with a $350,000 MSRP. Many other brands cost less than $100,000.
  • Powerful engine. The twin-turbocharged V-12 in this automobile makes 563 horsepower, giving it plenty of speed on the road.
  • Weight. According to an SUV accident, a 6,000-pound vehicle may collide with anything. Stuff’s possible that just the sheer mass of it will cause problems.
  • Specialized repairs. It’s possible that the Cullinan may require extra maintenance due to the presence of foreign parts and a mechanical Rolls-Royce.
  • Increased coverage. You have the option of purchasing premium MSRP insurance and customizing the sky.

How reliable is the Rolls-Royce Cullinan?

Rolls-Royce vehicles may or may not have poor reliability records. However, the Cullinan’s cutting-edge safety features and well-proven internal operations suggest that you shouldn’t have any major issues with this SUV.

  • Safety. Cullinan’s safety has yet to be evaluated by the IIHS or NHTSA, maybe because more consumers are looking for less expensive vehicles.
  • Reliability. Even though there isn’t much information available about the forthcoming car’s dependability, Cullinan utilizes the industry’s tried and true engine and platform. It also comes with an unlimited-kilometer warranty to protect against any problems in the beginning.
  • Recalls. This brand-new Luxury SUV will probably remind you of something for the first several months of its existence.

Bottom line

The Rolls-Royce Cullinane epitomizes luxury with its soaring price tag, oversized frames, and specialized maintenance and repairs. As a result, the insurance premiums for a Rolls-Royce are no less expensive.

Find providers who can insure your Luxury SUV or look for insurance for a different model or company.

Visit our review of Bentley Bentayga Insurance Rates for another car insurance review.