Rolls-Royce Wraith Car Insurance Rates


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While the Wraith is an extremely fast coupe, it also comes with a high insurance cost to go along with its opulence. Monthly insurance costs should be about $1,083 and yearly insurance costs should be around $12,996 In comparison, insuring a luxury sports car costs $7,512 per year for an Aston Martin Rapide and $9,396 per year for a Ferrari 488 GTB.

How do I compare insurance for the Rolls-Royce Wraith?

Rolls-Royce Wraith Car Insurance Rates - Rolls-Royce Logo

High performance and elegance come together in the Wraith’s pricey starting point. This suggests that you may want to consider purchasing a luxury insurance policy to supplement your current coverage.

The following elements contribute to the high price:

  • Body type. With a long wheelbase and a broad body, the Wraith is a high-end coupe with insurance rates that are likely to be expensive.
  • MSRP. The starting price for this automobile is $300,000, which puts it in the same league as high-end sports cars. An accident-related car repair or replacement bill will be higher with this added expenditure.
  • Fuel. In part because of the car’s powerful engine, which is Rolls-most Royce’s powerful to date, it gets just 12/19 mpg.
  • Maintenance. Service and maintenance are not cheap at a Rolls-Royce dealership, but the car comes with a comprehensive warranty that covers both of these expenses.
  • Theft. The Wraith is another Rolls-Royce that is not known for having a high theft rate.
  • Coverage. When insuring this automobile, look into luxury car insurance, which will provide agreed value coverage as well as higher limits. The gaps created by potentially expensive accident claims on this car can also be covered by uninsured or underinsured motorist, umbrella, and gap insurances.
  • Insurer options. While many common insurers offer coverage, a luxury insurance company may be more advantageous, but with fewer provider alternatives.
  • Warranty. Service, maintenance, repairs, and roadside support are all covered for four years by Rolls-Royce under the manufacturer’s warranty, regardless of where the car is registered..

Does the Rolls-Royce Wraith qualify for discounts?

You may be eligible for savings on the Wraith since it has both basic and high-tech safety features:

  • Airbags
  • Antilock brakes
  • Antitheft device
  • Backup, front and side cameras
  • Driveline traction control
  • Electronic stability control
  • Parking assistance
  • Roll stability control

Why is insurance so high for the Rolls-Royce Wraith?

It is more expensive to insure a Rolls-Royce Wraith because of the higher base price and the redesigned frame, which necessitates the use of specialist parts and maintenance services. For expensive cars, specialist insurance may be the best option.

How reliable is the Rolls-Royce Wraith?

The Wraith has no recalls and a long guarantee, despite the paucity of knowledge on its safety and durability among owners and specialists.

  • Safety. There are no safety ratings for this car from well-known safety organizations. This might be due to the fact that more individuals prefer to drive less expensive cars on a regular basis.
  • Reliability. Rolls-Royce offers a four-year maintenance and service warranty to ensure the Wraith is in good shape from the start, but there is no information on the long-term longevity of the vehicle.
  • Recalls. For all model years, the Wraith was free of safety recalls, indicating excellent build quality.

Bottom line

In addition to being a large luxury coupe, the Rolls-Royce Wraith has a strong engine, completing the Rolls-Royce package. While these factors may lead to higher insurance premiums, shopping around can help you get the best deal.

Inquiring minds want to know. Find out how much a different model or manufacturer will cost.

For additional car insurance reviews, check out our review of Bentley Continental Insurance Rates.