Subaru BRZ Car Insurance Rates

The annual insurance cost for a 2020 Subaru BRZ is $2,221.92 on average. However, your actual costs will differ according to your driving history, car model, and location.

How to compare insurance for the Subaru BRZ

Subaru BRZ Car Insurance Rates - Subaru Logo

Comparing your options can help you decide which office is the best one to drive to in your BRZ for work. If you know what to look for, you may save money and get insurance that is tailored to your specific requirements.

  • Price. Many firms assert that their pricing is the most affordable, but this is only true if you compare similar plans side by side. Use the same vehicle and driver information while evaluating your options so that you can make an informed decision.
  • Deductible. The lowest costs are claimed by a slew of firms, but this is worthless unless you compare comparable plans side by side first. If you want to make an informed decision, use the same vehicle and driver information to compare your options side by side.
  • Minimum coverage. Prior to purchasing insurance, make sure that it meets the minimum coverage criteria set forth by your state.
  • Additional coverage. Insurance companies offer additional protection in the form of policies. When seeking quotes, be sure to include all choices to ensure you receive an exact price.
  • Extras. It’s essential to know what each policy includes and what you’ll have to spend extra for because insurance features vary from provider to provider.
  • Restrictions. To avoid coverage gaps or denials, find out whether your policy has any restrictions.
  • Manufacturer offer or loyalty discounts. Check to see if your manufacturer offers any special deals or discounts to insurance customers because of its relationship with them.
  • Warranty. To prevent paying for overlapping coverage, find out what your manufacturer’s or extended warranty covers.

What factors affect car insurance rates for Subaru BRZ?

With great safety features and crash test results, the BRZ is covered by most major insurance even though it was built as a sports vehicle. Nevertheless, because of its design and limited dependability, you may end up paying a higher price.

Subaru BRZ Insurance Costs: What You Need to Know

  • Body type. Subaru’s BRZ is a sporty two-door coupe with a focus on driving dynamics. As a result, rates may go up.
  • The make and model of the automobile. Due to its high speed and power, the Subaru BRZ is a high-risk vehicle for insurance premium increases.
  • Theft. Theft of sports cars like the Subaru BRZ is smaller than that of other vehicles, thus insurance premiums should be cheaper.
  • Repairs. BRZs, on the whole, require little maintenance, although repairs can be pricey for a few select models. Vehicle insurance rates might go up as a result of this.
  • Ratings on the level of safety. The 2018 BRZ did exceptionally well in crash tests, and this might lead to cheaper insurance costs.
  • Type of refueling fluid. Because it is a gas-powered car, the BRZ is less expensive to insure than diesel, hybrid, or electric vehicles.
  • Prepare for packaging by trimming and cleaning up. Selecting a BRZ model or trim level that improves overall performance or monetary worth may result in a higher insurance premium. Reduced insurance costs can be achieved by incorporating elements that improve visibility and safety.

Does the Subaru BRZ qualify for auto insurance discounts?

There are several safety features on your Subaru BRZ that might help you save money on your auto insurance.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Subaru BRZ safety & reliability ratings

Toyota collaborated with Subaru on the BRZ’s development and it’s been on the market since 2013. The sports car is well-known for the dynamic way it handles, as well as the luxurious cabin and potent engine that come standard. Car & Driver named the Subaru BRZ one of the top ten cars of the year.

U.S. News and J.D. Power give the Subaru BRZ a perfect score of 9.2 out of 10 for overall safety. In addition, the IIHS has given this automobile excellent ratings almost everywhere they’ve tested it.

BRZ’s dependability is on par with comparable cars in its class, according to research by US News and J.D. Power on the 2018 BRZ’s dependability.

Subaru BRZ maintenance

For those who want more power and speed, the BRZ is a two-door coupe with a performance-oriented design. It may require more frequent maintenance than the economy or luxury automobiles because of its sport tuning and performance-oriented design, especially if it is driven often. But even basic maintenance can help prolong the vehicle’s life and maintain it in good working order. Expect the following:

  • Subaru recommended that you schedule service every six months or 6,000 miles, whichever comes first. The initial appointment will involve the replacement of the engine oil and filter, an inspection of different components, and battery service.
  • Oil changes should cost between $75 and $150, however the actual cost may vary depending on the service facility.
  • The BRZ’s average yearly repair cost is more than $650, which is more than the average for comparable vehicles.
  • Subaru recommends servicing the BRZ every 6,000 miles or six months, whichever comes first. Consult your dealer or your owner’s handbook to determine the scope of each service.

Is an extended warranty worth it for the Subaru BRZ?

The BRZ is covered by Subaru’s New Car Limited Warranty for three years or 36,000 miles if any OEM parts or services are found to be defective. You’ll also get three years of roadside support, a 3-year/36,000-mile Limited Guarantee on Wear Items, and a 5-year warranty on the drivetrain’s corrosion.

“Added Security” service agreements and maintenance plans are what Subaru calls their aftermarket extensions to their standard service agreements. A 7-year/100,000-mile warranty is included with the purchase. If you’d like more information on any of these offers, talk to local car dealers. Because Subarus are constructed for speed rather than sturdiness, you might wish to go with one of the options.

Compare Subaru competitors

Find out about other Subaru models or similar options from other manufacturers by conducting more research.

Bottom line

In terms of two-door sports coupes, the Subaru BRZ is revolutionary because it offers outstanding performance at an affordable price. Repair costs, on the other hand, are more than normal, and this might lead to an increase in insurance premiums. But the BRZ has many safety features that might help you save money on your car insurance. You might get coverage and savings by comparing your options.

For another car insurance review, visit our review of Nissan 370z Insurance Rates.