Subaru WRX Insurance Rates & Discounts


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According to our estimates, the average monthly or yearly cost of vehicle Subaru WRX Insurance Rates is about $144. However, your pricing may differ depending on criteria such as your yearly mileage, driving history, and location. With so many providers and coverage choices available, shopping around is essential to ensure you’re receiving the best value.

How to compare Subaru WRX insurance policies?

Subaru WRX Insurance Rates - Subaru Logo

Shopping for car insurance may be a hassle, even before you consider the cost. The last thing you want to think about once you’ve planned for monthly car payments, maintenance charges, petrol, and other expenses is auto insurance rates. You don’t have much of an option, though, because coverage is mandated in almost every state.

Furthermore, vehicle insurance may protect against the unexpected and give peace of mind both on and off the road. While you cannot avoid buying insurance, you may drastically reduce the cost if you play your cards right. What you should be aware of is as follows:

  • Price. Due to the fact that policies differ according to provider, region, and other factors, it is important to use the same information for each quote. This allows you to compare equivalent plans and rates.
  • Deductible. Insurance plans with higher deductibles typically have lower rates, whereas policies with lower deductibles have higher premiums. Choose a monetary amount that is within your budget.
  • Minimum coverage. Minimum coverage requirements vary by state, so you’ll want to verify that the insurance you’re contemplating meets your state’s minimum requirements.
  • Additional coverage. Consider getting additional coverage while looking for insurance. If you do, ensure that it is included in your call for bids to guarantee more precise quotes.
  • Extras. When looking for insurance, you may encounter extra options such as accident forgiveness or a deductible that disappears. Consider if these added features are necessary.
  • Restrictions. To avoid coverage gaps or rejections, check to see if your insurance has any exclusions or restrictions.
  • Manufacturer offer or loyalty discount. Try to see if your manufacturer offers any special deals or loyalty discounts as a result of their relationship with insurance companies.
  • Warranty. To prevent paying for overlapping coverage, determine what your manufacturer’s or extended warranty covers.

What variables impact the price of Subaru WRX car insurance?

When setting your insurance rate, insurance companies consider a number of criteria. While the driver and location-specific factors may influence your chance of being involved in an accident and the cost of repairs, the car you choose has a far bigger impact. The insurance rates for the WRX are competitive with those of comparable vehicles.

  • Body type. The Subaru WRX is a sedan designed for commuting and other low-risk driving, which should help keep insurance rates low.
  • Type of car. While the WRX is a sedan, it has a powerful engine and a sports tune that may allow for more adventurous driving. This might result in an increase in coverage costs.
  • Theft. The WRX is a sedan, which is the most often stolen vehicle type. This might lead to an increase in insurance rates..
  • Repairs. The WRX has relatively high repair costs, which may quickly add up if you misuse your vehicle. Keeping this in mind, insurance costs may be higher than usual.
  • Safety ratings. The Subaru WRX has near-perfect crashworthiness ratings, which might mean reduced total insurance rates.
  • Fuel type. Vehicles fueled by gasoline are less expensive to insure than diesel and hybrid vehicles. Because the WRX is a gas-powered vehicle, rates may be cheaper.
  • Trim & packages. If you choose trims or options that increase performance or overall value, your premiums may be hiked. Nonetheless, improvements to visibility and safety may qualify for vehicle insurance reductions.

Is the Subaru WRX eligible for discounted auto insurance?

You may be able to save money on vehicle insurance if your Subaru WRX is equipped with specific safety features.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Subaru WRX Dependability and Safety Ratings

The Subaru WRX has gone through five versions since 1992. Compact cars are known for their strong engines and nimble handling. The Subaru WRX is the company’s high-performance Impreza.

According to U.S. News and J.D. Power, the 2018 Subaru has a perfect 10/10 safety rating. In addition, this vehicle received near-perfect ratings in virtually all crash-test categories and was designated the IIHS‘s Top Safety Pick.

The 2018 WRX’s reliability rating is a below-average 2.5/5 according to US News and J.D. Power. This might be due to a higher-than-normal repair frequency and a high average repair cost.

Subaru WRX Repairs

The Subaru WRX was designed as a rally vehicle, which means it was built for performance. These vehicles are less dependable than standard vehicles and may require frequent maintenance if driven off-road or for lengthy periods of time. Even if you take proper care of your WRX, it’s important to bring it in for regular maintenance to guarantee everything works properly.

What you need to know is as follows:

  • Subaru advises scheduling maintenance every six months or 6,000 miles, whichever comes first. The initial appointment will include engine oil and filter replacement, an inspection of various components, and battery service.
  • Oil changes should cost between $75 and $150, however prices may vary depending on the service provider.
  • The average annual repair cost for the WRX is more than $650, which is much more than the average for comparable vehicles.
  • Subaru recommended service intervals of 6,000 miles or six months, whichever occurs first. Determine the extent of each service by consulting your dealer or your owner’s manual.

Is an extended warranty for the Subaru WRX worth it?

The WRX is covered by Subaru’s New Car Limited Warranty for three years or 36,000 miles on defective OEM components and servicing. A 5-year/60,000-mile powertrain warranty, a 3-year/36,000-mile Limited Guarantee on Wear Items, a 5-year rust guarantee, and three years/36,000-mile roadside assistance are all included.

Subaru’s Added Security program offers a variety of extended service contracts and maintenance choices. They come with a 7-year, 100,000-mile guarantee. Contact your dealership for additional information on any of these programs. Subaru’s have worse reliability ratings than the typical car and are designed for performance, so you might want to look into one of the programs.

Is a Subaru WRX right for you?

The WRX is a four-door performance sedan that was initially developed as a rally vehicle. While the WRX is equipped with an impressive array of safety and driver assistance systems, it is notoriously unreliable. Maintenance is required more frequently than comparable cars, and repair costs might be substantial.

For another car insurance review, Visit our review of Dodge Charger Insurance Rates & Discounts.