Toyota RAV4 Hybrid Car Insurance Rates


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The annual cost for a 2021 Toyota RAV4 Hybrid car insurance rates is $1,989.36, or $165.78 per month. However, your actual rates are determined by a variety of factors, including your driving record, car model, and geographic region.

How to compare insurance for the Toyota RAV4 Hybrid

Auto insurance may save your life regardless of whether you’re shopping for a new car or just trying to figure out how to keep your RAV4 hybrid safe. While looking for insurance can be time consuming and expensive, it can protect your vehicle in a variety of situations.

Toyota RAV4 Hybrid Car Insurance Rates - Toyota Logo

In most states, shopping is required, so if you haven’t started, now is the time to start. You should be aware of the following:

  • Price. The best way to compare your choices is to get quotes from various providers using the same personal information. You will be able to get the best deal on the insurance coverage you require.
  • Deductible. If you choose a lower deductible, your monthly costs will go up, but you will save money if you choose a higher deductible. Find a phone number that is convenient for you.
  • Minimum coverage. It’s almost universal that vehicle insurance has a bare minimum coverage requirement. Before you purchase a policy, be sure your insurance meets the very minimum requirements.
  • Additional coverage. If your insurance does not give you the protection you require, check with your provider to see if additional coverage options are available.
  • Extras. Because suppliers’ coverage and policy features might vary, knowing what is covered in each insurance is critical before making a commitment.
  • Restrictions. Check to see if your insurance has any coverage restrictions or denied claims.
  • Manufacturer offer or loyalty discounts. Check to see if your manufacturer has any special incentives or discounts for customers who stay loyal to them over time.
  • Warranty. Find out what your manufacturer covers or extends so that your coverage is not overlapping.

What factors affect car insurance rates for Toyota RAV4 Hybrid?

There isn’t a single best RAV4 Hybrid insurer. Auto insurance premiums are influenced by a wide range of driver and vehicle-related factors. To choose which service provider is ideal for your needs, you’ll have to weigh your options. The following characteristics of the Toyota RAV4 Hybrid might have an effect on the cost of your auto insurance.

  • Body type. The Toyota RAV4 Hybrid is a four-door small SUV designed for low-risk activities such as commuting, everyday driving, and road vacations. This may result in lower vehicle insurance rates.
  • Type of car. The Toyota RAV4 hybrid is a compact SUV that provides a comfortable and easy driving experience. As a result, insurance should become more affordable.
  • Theft. The RAV4 has one of the highest rates of SUV and crossover robberies. Insurance premiums may go up as a result.
  • Repairs. Increased insurance premiums can be caused by higher repair expenses for the hybrid engine, even if the RAV4’s repair costs are often low.
  • Safety ratings. The RAV4 Hybrid has impressive crash test results in nearly every category. This may result in cheaper insurance premiums.
  • Fuel type. Repair costs for hybrid automobiles tend to rise when they are involved in collisions, which leads to higher pricing.
  • Trim & packages. The selection of trimmings or packages that improve power or value might result in a greater price. In that respect, there might be vehicle insurance reductions for items that increase visibility and safety.

Does the Toyota RAV4 Hybrid qualify for auto insurance discounts?

Incentives may be available for the RAV4 Hybrid because of its numerous award-winning safety and driver-assistance features.

  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Toyota RAV4 Hybrid safety & reliability ratings

RAV4 Hybrid, like the regular Toyota RAV4, received a score of 9.3/10 from U.S. News and JD Power for its security. The standard gasoline model also maintains the same near-perfect crash test results.

RAV4 Hybrid gets a 4-star reliability rating from US News and J.D. Power. In any case, keep in mind that fixing a hybrid car will often cost more.

Toyota RAV4 Hybrid maintenance

Like the standard RAV4, the hybrid RAV4 is a solid performer. Due to its high durability and low average repair costs, it has the potential to help lower ownership costs while also providing better trajectories. Periodic oil changes, inspections, and other necessary maintenance can help your RAV4 Hybrid last longer and reduce the likelihood of breakdowns. Here’s what you need to be aware of:

  • Toyota recommends changing the oil every 5,000 miles or five months, whichever comes first.
  • For a Toyota RAV4 hybrid, an oil change should cost $75 to $125, but the actual cost may be more or lower.
  • Compared to similar cars, the RAV4 Hybrid’s annual repair costs average little over $221.
  • To learn more about Toyota RAV4’s service schedule, see your owner’s manual or speak with your dealer.

Is an extended warranty worth it for the Toyota RAV4 Hybrid?

The standard warranty on the Hybrid RAV4 is three years/36,000 miles, and the drive warranty is five years/60,000-miles. As a rule, the basic warranty covers everything except normal wear and tear items like oil and air filters. ToyotaCare, which covers scheduled maintenance and roadside assistance for the first two years or 25,000 miles of ownership, is also available for new Toyota models.

We don’t know if Toyota offers extended warranty options, but your dealer should be able to tell you for sure. Because Toyota cars are known for their dependability and low overall maintenance expenses, it’s worth weighing the benefits of an extended warranty against the price.

About the Toyota RAV4 Hybrid

The Toyota RAV4 hybrid has been available since 2015. The compact SUV is well-known for its excellent fuel economy, large towing capacity, and numerous standard features. There were approximately 45,000 sales in the United States alone in 2016.

Compare Toyota competitors

Consider different Toyotas from other manufacturers and see what they have to offer.

Bottom line

The RAV4 Hybrid has better support for the RAV4 standard than the regular RAV4. It has the same award-winning features as it has a near-perfect crash test rating, which enables it to get discounts. To discover which plans are best for your RAV4, compare your options with those of many different suppliers.

Toyota Insurance Rates